Rajasthan Civil Services (Contributory Pension) Rules, 2005
GOVERNMENT OF RAJASTHAN
No. F. 13(1)FD/Rules/2003 Jaipur, dated : 02/8/2005
In exercise of the powers conferred by the proviso to Article 309 of the Constitution of India, the Governor is pleased to make the following rules regarding the condition of service of persons appointed to service and post in connection with affairs of Rajasthan, namely:
- Short title and commencement
(i) These rules may be called the Rajasthan Civil Services (Contributory Pension) Rules, 2005
(ii) They shall come into force w.e.f. 1.1.2004
Save as otherwise provided in these rules, these rules shall apply to Government servants appointed on or after 1.1.2004 to civil services and posts in connection with the affairs of the Rajasthan State which are borne on New Contributory Pensionable establishments, but shall not apply to:
(a) persons in casual, daily rated and work-charged employment.;
(b) persons paid from contingencies;
(c) members of the All India Services;
(d) persons employed on contract except when the contract provides otherwise; and
(e) persons whose terms and conditions of service are regulated by or under the provisions of the Constitution or any other law for the time being in force.
- Definitions: In these rules, unless the context other requires-
(i) “Central recordkeeping agency” means an agency registered under section 24 of the Pension Fund Regulatory and Development Authority Ordinance, 2004 of Government of India or a similar authority approved by Government of Rajasthan.
(ii) ‘Foreign service’ means service in which a Government servant receives his pay with the sanction of the Government from any source other than the Consolidated Fund;
(iii) ‘Form’ means a Form appended to these rules;
(iv) “Government means the Government of Rajasthan;
(v) ‘Head of Department’ means an authority specified in the General Financial and Accounts Rules of the Rajasthan Government and includes such other authority or person whom the Government may, by order specify as Head of a Department.
(vi) ‘Head of Office’ means a Gazetted Officer who is declared as such under Rule 3 of the General Financial & Accounts Rules, and includes such other authority or person whom the competent authority may, by order, specify as Head of Office;
(vii) ‘Intermediary’ includes pension fund, central recordkeeping agency, pension fund advisor, retirement advisor, point of presence and such other person or entity, connected with collection, management, record keeping and distribution of accumulations;
(viii) New Contributory Pension Scheme means the defined contribution pension scheme as operationalized by Government of Rajasthan vide Memorandum No.F13(0FD/Rules/2003, dated 28.1.2004 and Memorandum No. F13(1)FD/Rules/2003, dated 27.3.2004 as amended from time to time.
(ix) “New recruits” means government servants appointed to the Civil Services of the State of Rajasthan on or after the 1st day of January 2004.
(x) “Pension Fund Regulatory and Development Authority” means the pension fund regulatory and development authority established under sub-section(1) of section 3, of the Pension Fund Regulatory and Development Authority Ordinance, 2004 of Government of India or a similar authority established by Government of Rajasthan.
(xi) “Point of Presence” means an entity registered with the Authority under sub-section (3) of section 24 of the Pension Fund Regulatory and Development Authority Ordinance, 2004 of Government of India or a similar entity appointed by Government of Rajasthan, as a point of presence and capable of electronic connectivity with the central recordkeeping agency for the purposes of receiving and transmitting funds and instructions and pay out of funds;
(xii) “State” or “State Government” means Government of Rajasthan.
(xiii) ’Treasury’ includes a Sub-Treasury.
- Compulsory subscription to Pension Fund.
(i) It would be mandatory for new recruits to become member of the new contributory pension scheme and the monthly contributions to their pension account shall be @10 percent of the Basic Pay, Dearness Pay and D.A. paid from the salary of the employee and a matching amount shall be contributed by the State Government. This matching contribution from the State Government shall be charged to the respective salary head of account.
(ii) The contributions would be deposited in a non-withdrawable pension account. As an interim measure, the amount of contributions towards the pension account shall be retained in an interest bearing Public Deposit Account. Interest on the balance of Personnel Deposit Account shall be paid on the rates applicable to interest bearing PD Account. Final arrangements will be made as per provisions of rule 12(1) or rule 12(2).
- Exit from the scheme-
A government servant can exit from the scheme on attaining the age of superannuation i.e.on or after the age of 60 years. At exit it would be mandatory for him to invest 40 percent of pension wealth to purchase an annuity (from an IRDA regulated Life Insurance Company), which will provide for pension for the lifetime of the employee and his dependent parents/spouse.
- Particulars of the employee and nomination
Immediately on joining government service, the government servant will be required to provide particulars such as his name, designation, scale of pay, date of birth, nominees (3) for the fund, relationship of the nominee etc. in the prescribed form (Annexure 1). The Head of Office concerned will be responsible for obtaining this information from all government servants covered under the new pension scheme. Consolidated information for all those who have joined service during the month shall be submitted by the Head of Office concerned in the prescribed format (Annexure II) to the unit office of State Insurance and Provident Fund Department by 7th of the following month.
- Allotment of Account Number
On receipt of Annexure II from the Heads of Office, the Unit Office of State Insurance & Provident Fund will allot a unique 12-digit Permanent Pension Account Number-PPAN- to each employee appointed in the State Government on or after 1-1-2004. The first four digits of this number will indicate the calendar year of joining government service by the employees, the next digit “l” indicates that it is a Civil Pensioner, the next two digits would represent the Code for Unit Office of State Insurance and Provident Fund Department and the last five digits will be the running serial number of the individual government servant allotted by the Unit Office of State insurance & Provident Fund. The list of codes allotted for each Unit Office/ District Office of State Insurance and Provident Fund Department is appended at Annexure II. The format of PPAN is as under:-
- Recovery of the Deposit
(i) The Heads of Office shall prepare separate pay bill in respect of the Government servants joining government service on or after 1-1-2004 and attach a schedule of government servants’ contribution in prescribed form (Annexure IV). The Heads of Office shall prepare a separate pay bill register in respect of such government servants.
(ii) Along with the salary bill for the Government servants who join service on or after 1-1-2004, the Heads of Office shall also prepare a separate bill for drawl of matching contribution to be paid by the government for credit to respective Pension Account.
(iii) The bill for drawl of matching contribution should also be supported by schedules of recoveries in form (Annexure V).
- Maintenance of Account and preparation of data base
(i) On receipt of the salary bills in respect of government servants joining service on or after 1-1-2004, the Treasury Officer will exercise usual checks and pass the bills for payment. The schedules relating to Pension Contribution will be detached from the bills as done in the case of other schedules such as GPF. The schedules will then be furnished to the Unit Office of State Insurance and Provident Fund for posting the credits of contribution in the detailed ledger account of the individual employee.
(ii) The Unit Office of State Insurance and Provident Fund on receipt of schedules from the Treasury Officer will update its database and generate exception reports for missing credits, mismatches etc. which will be sent back to the Head of Office concerned for further action.
(iii) The District Office of State Insurance and Provident Fund shall send the compiled information of contribution recovered from the employee’s salary towards Pension Fund as well as the matching contribution from government every month by 15th of the next month to the Director, State Insurance and Provident Fund for maintaining record of all the employees appointed on or after 1-1-2004.
(iv) At the end of each financial year, the Director, State Insurance and Provident Fund shall prepare annual account statements for each employee showing the opening balance, details of monthly deductions and government’s matching contributions, interest earned and the closing balance. The Director, State Insurance and Provident Fund shall send these statements to the Heads of Office through its Unit offices for distribution to the respective government servants and obtain receipt from them
- Reconciliation with Public Deposit Account
After the close of each financial year, the Director, State Insurance and Provident Fund will reconcile the figures of contribution posted in the ledger account of the individual as per their ledger with balance in the P.D. Account.
No withdrawal of any amount will be allowed till attaining the age of superannuation i.e. up to 60 years. In the event of untimely death of an employee payment will be made to the lawful nominees. In case an employee leaves service voluntarily; no withdrawal will be allowed till his attaining the age of 60 years.
Provided that in case of removal/ dismissal from the service of an employee, Government’s share shall stand withdrawn and shall be deposited in General Revenue head of the State. The employee may withdraw his share.
Management of the Fund.
(1) The State Government can appoint its own Pension Fund Regulatory and Development Authority and intermediaries. A separate set of regulations will be notified for this purpose.
(2) The State Government can exercise the option to join the New Contributory Pension Scheme of the Central Government as notified vide extraordinary Gazette of India No. 42 dated 29-12-2004 and as may be modified from time to time.
(3) Notwithstanding anything contained in these rules, in the event of the State Government exercising the option to join the Central Government’s Contributory Pension Scheme, the contributions towards pension fund deposited in the interest bearing P.D. account of State Government will be transferred to the intermediaries registered and regulated by Pension Fund regulatory and Development Authority Constituted by the Central Government and thereafter regular contribution will also be transferred to them. The functions relating to recordkeeping will be assigned to the Central recordkeeping agency registered and regulated by the aforesaid Authority. On death or retirement on superannuation or otherwise the retirement benefits will be paid by the intermediaries registered and regulated by the Central Pension Fund Regulatory and Development Authority as per the rules/ regulations specified by the Pension Fund Regulatory and Development Authority for this purpose. On this account, there will be no financial liability of the State Government.
By Order of the Governor,
Principal Secretary to the Government